How to Make UPI Payments Without an Internet Connection

Set up offline UPI payment

1. Dial 99# on your smartphone or feature phone. But, make sure you are using the same phone number to make this call that has been linked to your bank account otherwise this service won’t work.

Set up offline UPI payment

2. Then, choose your desired language and enter your bank name.

Set up offline UPI payment

3. You will be shown a list of bank accounts that are linked to your number, so choose the one that you want to use by pressing the correct option.

Set up offline UPI payment

4. Now, enter the last 6 digits of your debit card alongside the expiry date.

Set up offline UPI payment

5. Once you have successfully set it up, you can make UPI payments without an Internet connection, as explained in the next steps.

Make offline UPI payment

1. Dial *99# on your phone and enter 1 to send money.

Make offline UPI payment

2. Choose your desired option and enter the UPI ID/ phone number/ bank account number of the person you want to send money to.

Make offline UPI payment

3. Then, enter the amount and your UPI PIN.

Make offline UPI payment

4. Once done, your payment will be successfully made, and you will be charged a maximum of Rs. 0.50 per transaction for using the *99# service.